Clearitt wasn’t built in a day
Great solutions take time, insight and real-world pressure. Clearitt was born from a simple realisation: banks don’t move cash — they clear it.
For more than 200 years, banks have netted off the payment flows between them, transferring only the small, final balances. Clearing has even been described as “the highest degree of economic civilisation” — because when less cash needs to move, economies run faster, fairer and more efficiently.
It’s one reason banks enjoy predictable cash flow and steady profit margins.
We created Clearitt to bring that same system to everyday businesses — reducing the amount of cash that needs to move, and with it, the cash-flow problems that hold companies back.
The story behind Clearitt
Clearitt was founded by Dr Richard Johnsson after seeing a truth few business owners ever get told: banks stay stable because they almost never have to move cash between themselves — clearing does the heavy lifting.
Banks avoid cash-flow stress because their incoming and outgoing payments are netted off, leaving only a small balance to settle. That stability doesn’t come from holding large reserves; it comes from a smarter system.
That insight is what inspired Clearitt.
Drawing on his background in economics and international finance, Richard realised that if businesses could access the same mechanism banks have relied on for over 200 years, they could eliminate unnecessary transfers, simplify their accounting and operations, and dramatically reduce cash-flow pressure.
So he built Clearitt — a platform that lets companies manage payments the same smart way banks do. Instead of cash moving in dozens or hundreds of directions, Clearitt organises payment flows and settles them in one weekly net transaction.
The less cash that needs to change hands, the fewer delays, surprises and working-capital headaches businesses face.
At Clearitt, we understand the pressure leaders feel when managing cash flow, payments and risk. Traditional processes are fragmented, slow and prone to error. Clearitt offers a simpler, more stable way to manage money — freeing up cash, reducing admin, simplifying accounting whilst giving businesses room to grow.
Our executive team
Meet the dedicated leaders behind Clearitt's success.
Richard combines academic expertise, practical finance experience and sales to spearhead Clearitt's innovative payment solutions. With a doctorate in economics and executive roles at Soderberg & Partners and Swedbank, he has a proven track record across four countries and three continents.
Robert is a seasoned executive with over 30 years of experience in strategy, operations and business development. He has a strong track record in strategic planning, execution, and change management.
Harsha holds an MBA from Macquarie Business School and a professional certification from CPA Australia. With 15 years of experience in financial strategy and cash flow management, he has worked with SMEs and multinational corporations, including PWC, Citibank, and OnDeck, across various countries.
Andreas is a strategic and results-oriented leader with extensive experience in operations and marketing, having held executive positions at prominent European and international companies. With a master’s degree in international business, he excels in developing and executing strategies in sales and business development.
Graham is an experienced leader, manager, software developer and technical lead with excellent technical and communication skills. Specialising in the design and delivery of very complex solutions by leading multi-disciplinary teams. leveraging internal resources,strategic partnerships and/or the use of off-the-shelf products.
Carolina is a seasoned marketing professional with 20 years of experience in digital products, financial services, and FMCG sectors, excelling in both large corporations and dynamic startups. She combines strategic vision with practical execution to drive growth for Clearitt.
Our advisors
.png)
Shane has over 40 years of experience managing businesses across four continents. He has consulted for over 300 businesses and spearheaded more than 50 product innovations. Shane received the 2024 Australian CEO Excellence Award for his contributions to community, security and privacy.
.png)
Founder and CEO of Zetaris and Australian Computer Society CXO10 Disruptor of the Year 2019. Zetaris has recently raised $30 million, enabling expansion into the US market.
.png)
A fintech entrepreneur, operator and investor based in Sydney with over 25 years of experience. Kannan established a multimillion-dollar payment infrastructure company in India, which recently filed for an IPO after securing $22.4m in growth funding.
.png)
Former partner at Deloitte Australia and South Africa in the Transformation, Technology and Strategy consulting practice. Mark has over 30 years' international banking experience as a CFO for Corporate and Institutional Divisions for major UK Banks.
Ganesh has over 30 years of IT experience, blending hands-on development skills with the strategic vision of a seasoned architect and effective communication with diverse stakeholders. He holds a master’s degree in computer science an MBA and is also an accomplished author of widely cited books and white papers.
Our Vision
To make cash transfers a thing of the past, using payments clearing to simplify life for everyone.
Our Mission
Clearitt's mission is to revolutionise finance by providing innovative clearing solutions that eliminate cash transfers, streamline transactions and empower businesses of all sizes to thrive in a more equitable and efficient financial ecosystem.
Status Quo
Clearitt challenges the status quo, builds a vibrant business ecosystem and turns the idea of fair play in finance into a tangible reality.
At Clearitt, our values define who we are and how we operate. They are the principles that guide our decision-making and inspire our team every day
Evolution
We want to share and embed a new future for B2B cash management. With our innovative and user-friendly fintech software, Clearitt levels the playing field, bringing clearing to every business. Creating a new way for SMEs to streamline invoice management and optimise cashflow. Saving time and money, and removing cash flow stress.
Re-Empowerment
Clearitt is dedicated to creating a shift in the balance of power in cashflow management. Channelling power back to the SME business owner through a cooperative and secure fintech software that makes life easier. We’re building a groundswell, fostering a community that thrives together.
Fairness
Behind our robust software is our caregiver mindset. One that is fuelled by our sense of ethical responsibility and a desire to help by sharing our knowledge. Clearitt is here to remove unnecessary and archaic barriers, helping businesses to improve their workflow and flourish.
Integrity
Clearitt was conceived with the insight that business practices can prosper through transparency, openness and trust. Agile, fluid and flexible, we exist to foster the growth of a cooperative finance framework for SMEs. One that is grounded in both ethical practice and simplicity.
Our journey is just beginning, and we’d love to bring you along.
Clearitt is here to help you optimise your cash flow and grow smarter.
